About Kirt Patel | Independent Life Insurance Advisor and Broker | Generis Organization
Meet Your Life Insurance Advisor

Hi, I'm Kirt Patel.

Founder of Generis Organization & Independent Life Insurance Advisor and Broker

I help individuals and families find life insurance that fits their needs—not the goals of a single insurance company. As an independent advisor and broker personally licensed in 9 states, I compare coverage from multiple highly rated carriers to help you protect the people who matter most.

Schedule a Free Consultation → 📞 Call (469) 436-3768 📝 Ask A Question →
Kirt Patel, Founder of Generis Organization
Kirt Patel · Licensed Advisor

Why Families Choose Me

5.0 ★★★★★ Google and Facebook Reviews
Personally Licensed in 9 States
Independent Advisor & Broker
Multiple A-Rated Carriers
Personalized Guidance from Kirt Patel
No Call Centers. No Multiple Agents.

The Person Behind the Policy

Kirt Patel

Founder of Generis Organization · Licensed Advisor and Broker

Kirt Patel, Founder of Generis Organization

I didn't get into insurance by accident. Over the years I watched families around me face some of the hardest moments of their lives — and be completely unprepared for the financial weight that came with them.

I saw homeowners lose the house they'd spent decades building equity in because they had no protection in place when a breadwinner passed. I watched families scramble to come up with thousands for a funeral — putting costs on credit cards while they were still grieving. And I saw people reach retirement with nothing left to live on, having outlived their savings without any guaranteed income.

Those experiences changed the direction of my career. I became a licensed independent life insurance advisor because I wanted to make a real difference—to step in before those moments happen and make sure families have a plan. Today I help families compare solutions like Mortgage Protection Insurance, Final Expense Insurance, Indexed Universal Life (IUL), and other life insurance options based on their goals, budget, and long-term needs.

I also became a father. My son is two years old, and every family I protect is one I think of through his eyes, making sure the people who matter most are taken care of no matter what life brings. Whether someone is purchasing their very first life insurance policy or reviewing coverage they already have, my goal is to provide honest guidance and help them make informed decisions.

Why You May Be Hearing From Me

If you received a call, text, or email from me, it's because you previously requested information about Final Expense Insurance, Mortgage Protection Insurance, Indexed Universal Life Insurance (IUL), Farm & Ranch Protection, life insurance, or another coverage option, either through Generis Organization or one of our trusted marketing partners. My role is simply to answer your questions, help you compare your options, and see if there's a policy that fits your needs. There's never any pressure or obligation.

OUTSIDE THE OFFICE

Family Comes First

Kirt Patel with his wife Courtney and son Luka

When I'm not helping families protect what matters most, I'm usually spending time with my wife, Courtney, and our son, Luka.

Becoming a husband and father changed the way I think about life insurance. Every recommendation I make is guided by the same question I ask myself for my own family: "Would I feel confident putting this plan in place for the people I love?"

Before entering the insurance industry, I spent nearly seven years playing professional golf after college. The discipline, patience, and attention to detail I learned during that time continue to shape how I serve every client today.

Away from work you'll usually find me on a golf course, traveling with my family, watching sports, helping friends solve problems, or talking through investment ideas. I also enjoy supporting children's hospitals because every child deserves the opportunity to build a bright future.

❤️ Husband & Father ⛳ Former Professional Golfer ✈️ Enjoys Traveling 🏌️ Passionate About Golf 🏈 Sports Fan 💡 Problem Solver 🤝 Helping Families 🏥 Supports Children's Hospitals
At the end of the day, I don't measure success by the number of policies I sell—I measure it by the number of families who feel more secure after we've talked.

What Clients Say

Real Experiences. Personal Guidance.

Real reviews from clients across Google and Facebook.

★★★★★ 5.0 Client Reviews
★★★★★

“Kirtan took the time to explain all of my options clearly, without any pressure.”

Working with Kirtan Patel for my life insurance planning has been an exceptional experience. Financial planning can feel overwhelming, but Kirtan took the time to explain all of my options clearly, without any pressure. He helped me structure a plan that protects my family today while building a secure foundation for my retirement. His knowledge, patience, and professionalism gave me complete peace of mind. I highly recommend Kirtan to anyone looking for an honest, trustworthy advisor

Paula C. Reviewed on Google
★★★★★

“Kirt went above and beyond... KP would call just to check in on me even after i got things all the way str8”

All i can say when i need my life insurance Kirt went above and beyond even though it took a min to get things str8 on my end KP would call just to check in on me even after i got things all the way str8 till this day KP picks up the phone and we just talk great guy Kirt Patel so when y’all reading these reviews just know when you’re looking for great everything this is the company

Selven M. Reviewed on Google
★★★★★

“He took his time and explained things and did not pressure me into buying anything.”

Mr Kirt Patel treated me with kindness and got me the best deal he could on my life insurance. I am forever grateful because I don’t know a lot on this subject. He took his time and explained things and did not pressure me into buying anything. I believe that is one of the things I liked about him. I do not like being pressured. Thank you again Mr Patel

Tonda K. · Indiana Reviewed on Facebook

Why It Matters

Why independent makes a difference.

When you go directly to a single insurance company, they can only offer you their products — at their prices. An independent advisor and broker changes that entirely.

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I shop the market for you

I work with multiple A-rated carriers and compare rates and coverage options across all of them to find the best fit for your specific situation — not the most profitable option for a single company.

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I work for you, not a carrier

My loyalty is to you and your family. I have no incentive to push one carrier's product over another. My goal is to find what's right for your life, your budget, and your health history.

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Personal service, always

You'll always deal directly with Kirt — not a call center, not a chatbot. From your first quote to any questions down the road, you have a real person in your corner.

A-Rated Carriers We Work With

Corebridge Financial logo
Transamerica logo
American Amicable logo
F&G logo

Credentials

Personally Licensed Across 9 States

Every license below can be viewed in full because I believe transparency builds trust. These are the nine states where I am personally licensed. If you live elsewhere, you are still welcome to request assistance, and Generis Organization may be able to connect you with a trusted advisor licensed in your state.

Florida Life Insurance License
Florida
🔍 Click to view
Texas Life Insurance License
Texas
🔍 Click to view
Louisiana Life Insurance License
Louisiana
🔍 Click to view
Massachusetts Life Insurance License
Massachusetts
🔍 Click to view
Indiana Life Insurance License
Indiana
🔍 Click to view
Ohio Life Insurance License
Ohio
🔍 Click to view
Michigan Life Insurance License
Michigan
🔍 Click to view
Washington Life Insurance License
Washington
🔍 Click to view
Alaska Life Insurance License
Alaska
🔍 Click to view

WHAT TO EXPECT

What You Can Expect When We Work Together

Choosing life insurance shouldn't feel confusing or overwhelming. My goal is to make the process simple, transparent, and focused on what's best for you—not what's best for an insurance company.

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Independent Advice

I Work for You

As an independent advisor and broker, I compare multiple highly rated insurance companies to help you find coverage that fits your goals, health, and budget—not one company's sales goals.

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No Pressure

Simple, Honest Guidance

I'll explain your options, answer your questions, and help you make an informed decision. If a policy isn't right for you, I'll tell you that too.

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Personal Service

You'll Work Directly With Me

From our first conversation through policy delivery and future reviews, you'll always work directly with me—not a call center or a rotating team of agents.

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Long-Term Support

I'm Here Beyond the Sale

Life changes, and your insurance should keep up. I'll be here to review your coverage, answer questions, and help you make adjustments whenever your needs change.

Not Sure Where to Start?

Not Sure Which Life Insurance Solution Is Right for You?

Every family's situation is different. Whether you're protecting your home, planning for your family's future, preparing for final expenses, building long-term wealth, creating guaranteed retirement income, or simply trying to understand your options, we'll help you compare solutions from multiple insurance companies and recommend coverage that fits your goals—without pressure or obligation.

No obligation. No pressure. Just honest guidance tailored to your goals.

Schedule a Conversation With Me

Have a question before scheduling? Reach out anytime.

📞 Call (469) 436-3768 💬 Text Me ✉️ Email Me 📝 Ask A Question →

Frequently Asked Questions

Common Questions About Life Insurance.

Whether you're exploring Mortgage Protection, Final Expense, Indexed Universal Life, or simply comparing your options, here are answers to some of the questions we hear most often. If you don't see your question, we're happy to help.